At a time when the commercial real estate market has been experiencing the impact of lingering economic uncertainty, there’s good news from Roma Bank: there is money to lend.

"Credit availability is good here at Roma," said President and CEO Peter A. Inverso. "We have the capacity to lend into the commercial market for those who qualify with financial strength and capability to service debt."

Because the market still has not fully recovered, Roma Bank executives note loan activity is primarily refinancing. Robert H. King, senior vice president, Southern Region, says Roma rapidly is becoming the go-to bank in that regard.

"Roma is ready and has the capacity and the willingness to support the commercial real estate financing needs in this marketplace," he said. "Rates are at an all-time low, making refinancing extremely attractive."

Roma Bank’s branch footprint has grown over its nine decades in central New Jersey. The commercial lending footprint is even larger, according to Jane Massi, regional vice president of commercial lending.

"We’re actively lending throughout New Jersey and eastern Pennsylvania," she added. "We’ve seen opportunities present themselves by virtue of the difficulties encountered as of late with larger banks. Customers like knowing they can turn to people they know at Roma for great service."

Roma Bank offers customers the expertise of a staff culled from both larger institutions and those who have been locally trained. That skill combined with the "high-touch" of a community bank means Roma fills a niche people are anxious for in difficult times.

Peter Villa, senior vice president of commercial lending, says that business owners, developers and non-profits in Roma’s service area relish the chance to work with a community bank that knows them.

"We work with borrowers to arrange loans that makes sense based on the nature of the project," he stated. "When you work with us, you’re working with top-level executives, not a voice on the phone many states away."

Inverso explains this also makes Roma Bank a nimble partner, one that’s able to respond, move quickly and fast-track the process for its customers. Since the real estate market changes rapidly to accommodate demand, it helps to work with a bank that is flexible and responds quickly.

Roma has served the banking needs of its neighbors and friends since 1920, and recently celebrated its 90th anniversary. Roma Bank operates 24 offices in Mercer, Burlington, Ocean, and Camden counties. Products and services offered by Roma Bank can be found by visiting its website www.romabank.com. Roma Bank is a wholly-owned subsidiary of Roma Financial Corporation (NASDAQ: ROMA) with assets of $1.8 billion as of December 31, 2010.

Roma Bank, 2300 Route 33, Robbinsville. 609-223-8300, fax 609-223-8303. www.romabank.com

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