Junior Achievement and the Allstate Foundation have partnered to create personal finance teaching tools that parents and guardians can use to talk to their children about the importance of learning and using sound money management skills. The 12 lessons, downloadable for free at www.ja.org/programs/programs_save_usa_materials_parents.shtml, teach about budgeting, saving, spending,and investing.

The launch is part of “Financial Literacy Month 2009,” a statewide designation aimed at highlighting the importance of financial education and making wise credit choices. In a recent poll, Junior Achievement, which has its New Jersey headquarters at 4365 Route 1 South, found that 79 percent of parents surveyed see themselves as positive financial role models, yet 42 percent had not even discussed basic money skills with their children. Meanwhile, 76 percent of parents believe financial literacy should be taught in school.

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