If you are unfortunate enough to be involved in an accident, Paul N. Daly, Esq., owner of Daly Law, a certified civil trial attorney and “a voice for the injured” for more than 23 years, provides some important tips.
1. Almost everyone carries a cell phone today. It is important to capture “evidence” in a case early on. If you were involved in an automobile accident, snap photos of all vehicles involved (including the other vehicle’s license plate) and of the accident scene. If you were involved in a fall down or sustained an injury on someone’s property, snap some photos of the area where you fell and the defect that caused your fall.
2. Report the accident (and injuries) to the police. Don’t move the vehicles until the police arrive.
3. Report an automobile accident and your injuries to your automobile insurance carrier. Your automobile insurance carrier will pay for your medical treatment pursuant to the terms of your automobile insurance coverage. If you were working at the time of the accident report the accident and injuries to your employer, who should provide worker’s compensation coverage to pay for medical treatment.
4. Do not speak to anyone other than your own insurance adjustor about the accident. Statements given to the opposing insurance carrier may be harmful to your case.
5. If you are injured, seek legal advice before giving any statements to anyone other than your insurance adjustor. Claims against public entities (state, county and local government, school boards, certain hospitals, and colleges) require a notice of claim filing within 90 days from the date of your accident. An attorney, if retained early on, can protect your interest and preserve your claim. There are filing deadlines for temporary disability claims as well.
6. Go to the emergency room to be evaluated. You may not feel immediate pain, however, it is documented that pain from trauma can begin immediately or within the next 24 to 48 hours. Do not delay treatment.
7. Seek follow-up medical treatment and be sure to give your physician your complete medical history as well as any a history of any prior injuries.
8. Do not post anything on social media regarding your accidents or injuries. Set your Facebook and other social media sites to strict privacy settings so that your Facebook can only be reviewed by your friends. Social media posts can be misconstrued and harmful to a your case.
It is important you that understand your automobile insurance coverage before you are involved in an automobile accident. Certain types of coverage restrict your rights to pursue a claim in the event you are injured. Daly Law will gladly review your automobile insurance coverage and answer any questions about your automobile insurance coverage at no cost to you.
Contact Daly Law today 609-594-4000 or firstname.lastname@example.org.