Financial Institutions Directory
Certificate in Nonprofit Management
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Published in U.S. 1 Newspaper on January 26, 2000. All rights
reserved.
Business Fraud
How can I scam thee? Let me count the ways — there
are at least six in a recent Dun and Bradstreet report, "How to
Protect Yourself from Business Fraud." Call 800-756-6329.
First, there’s the "bustout" or "overbuy," where a
swindler orders merchandise from a few suppliers, pays promptly, and
then proceeds to use those credit references for even greater
purchases.
Eventually, they go MIA.
By contrast, the "hit and run" swindler uses phony certified
cashiers checks or COD to scam businesses. There’s also the "Home
Town Repeater," where a person uses different trade styles and
sticks to scamming out-of-towners, and the Advance Fee Scams, Phony
Stock Transfers.
To avoid scams Dun and Bradstreet suggests:
artists are young people (long business background not necessary)
or very old, retired people. Management background should be easy
to check always.
to speak to the credit manager rather than the person you were told
to contact. Tell-tale signs of foul play: a glowing account of the
business in question before records are checked, and hard-to-trace
fax numbers that could lead to a single location.
is heavy on assets, and low on debt, it might look too good to be
true. Call the company’s primary bank for a reference — ask about
the average balance. Make sure their number jells with the number
you see on the balance sheet.
to mention a reference, and makes a strong case for urgent delivery
— especially of a very large order. If the customer is too
familiar
with your credit policy, you may have a criminal in your midst.
business operations generally utilize short-term, low-rent locations,
and prefer mail drops. Make sure the address is appropriate to the
type of business. You can check with the building management firm
or ask a third party to drop by the address for you.
certain industries are rife with swindlers — the wholesale general
merchandise, small item, and low-to-medium priced apparel industries
in particular. Be cautious because, as they say: "Running a
profitable
business is hard enough without getting ripped off."
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Financial Institutions Directory
The Winter 2000 edition of the NJBA New Jersey Financial Institutions
Directory has just been released. The directory lists banks and their
branches in New Jersey, along with town population and the name of
county and Federal Reserve District in which each are located. NJBA
officers and information are also included. The state directory is
$33, but consolidated orders are slightly less. Call 609-924-5550.
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Tax Help
Already dreading the day April 15? Before you tear your
hair out, there are some area organizations that can help. For the
17th straight year, Rider University accounting students will be
working
with the IRS to offer free tax assistance to those who cannot afford
professional help. Volunteers will be at the court near Lord and
Taylor
at the Quaker Bridge Mall on Mondays from 1 to 4 p.m., and Saturdays
from 10 a.m. to 4 p.m., from February 7 to March 4.
On Tuesdays, from noon to 3 p.m., volunteers will also be in the main
lobby of the Student Center on the Lawrenceville campus. Call Rider’s
Public Relations office: 609-896-5192.
If Lawrenceville is too far from home, the Princeton Senior Resource
Center is also sponsoring free tax assistance for low and
moderate-income
senior citizens. Trained volunteers from the American Association
of Retired Persons will be available Mondays from February 7 to April
10, between 12:30 and 4:30 p.m. Call the Princeton Senior Resource
Center to schedule an appointment: 609-924-7108.
For either program, participants should bring a copy of their 1998
Federal and New Jersey tax returns, as well as all pertinent 1999
tax information.
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Certificate in Nonprofit Management
Learn how to fundraise, build an effective board, and
establish a reputation for your nonprofit organization with Mercer
County College’s Certificate in Nonprofit Management. Marge
Smith,
former executive director of the YWCA of Princeton and consultant
for nonprofits for 20 years, teaches "Fundamentals of Nonprofit
Management," a four-session course offered on Mondays at 7:10
p.m. beginning February 28 ($100).
Experts in the area of finance discuss budgets, accounting procedures,
capital campaigns, solicitations, endowments, and fundraising during
four sessions of "Financial Management and Fundraising,"
beginning
April 10 ($80). Call 609-586-9446.
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Donate Please
Here’s a corporate gift with a one/two punch — with
one sum of money you not only send a gift basket, but you also help
a charity. The "Touch of Taste" division of the ARC/Mercer’s
employment center on New York Avenue, run by Dilys Henninger
offers all kinds of gift baskets for any occasion. The baskets range
in price from $15 to $55, and you can make your picks from a
four-color
catalog and have them delivered — or sent out of town by U.P.S.
"Our prices are very competitive," says Arlene Gold,
the marketing director, "and you are helping a good cause and
putting a group of people to work." A hand crafted ceramic pot
with seasonal bulbs is $15, and an office party basket, perhaps for
a nurse’s station, is $50. Some corporations include items with their
own logo — a key chain or a t-shirt, for instance — to their
clients.
ARC can also take donations of products to be used in the baskets
— overruns, overstocks, or samples of "gifty" type items
or even canned and packaged food items. Call 609-393-2483.
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Donate Please
The Mercer County Community College Foundation
sponsors its 11th annual scholarship gala, "Join us for a Chinese
New Year Celebration," on Saturday, March 4 at the Hyatt Regency
in Princeton. Proceeds go directly towards student assistance. Tickets
are $175, or support the event through donations, corporate
sponsorships,
or by placing ads in the gala journal. Contact Linda Lichtfus
at 609-586-4800, ext. 3269.
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Call for Entries
Windsor
are accepting applications for their Career Development awards. The
awards are for women 25 or older who are continuing with college,
or returning, or seeking vocational training. Application deadline
is Monday, February 28. Call 609-448-5599 for an application.
"Making a Difference" awards, to those "unsung heroes"
who sacrifice their time for others. To submit a nomination, contact
Ramapo College at 201-684-7050 by Monday, February 14.
seeking
applicants for the 2000 Impact Awards, a competition for excellence
in marketing communications. The deadline for entries is Friday,
February
4. All entries must have been produced during calendar year 1999.
The cost is $60 for members, $85 non-members. Call Andrew
Serenyi
at 732-225-7115, or visit the website at http://www.bma-nj.org.
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